It looks like I may be reaching the finsh line for baby step 5 by the end of this year

We have promised our son that we would contribute 5K per year to his college education. We reached this baby step in August at the start of his senior year of HS so it wasn’t like I was able to save up anything before then. He’s a college sophomore right now and all I have left to save up is his book costs for next year 1K, plus another 4k for his senior year. We figure we’ll pay as we go for the books during his senior year. So between now and the end of December I am aiming to have 5K set aside to finish up our share of BS5. My dream is to gift ourselves with this for Christmas, with any extra money in January going to BS6.

So I’m stating this up front for accountablity.