We were debt free for a while, about a year

Then my son needed braces so we put a huge chunk down and then agree to do the flexible spending thingy that is taken tax free from my husbands check. That was supposed to be for 2 years in a row, 1/2 in 2016 and 1/2 in 2017. We were able to pay it all off by Aug or Sept of 2012 by making extra payments.

We also had to finance part of a vehicle. I know not great but my husband works about 40 minutes from where we live and there is no bus routes around here, so two cars are a must.

Anyway, to answer your question, we have $2800 left on about $8000 of debt. $6000 for the car and $2000 for the braces.

Then we have our mortgage of course…..yuck!